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Making a home decision is one of most important

As a homebuyer, you are about to embark on one of the most important decisions in your life-time, the selection and purchase of a home. It is a decision that will bring you years of comfort and joy. Yet the idea of spending all your free time evaluating homes and neighborhoods, figuring your down payment and monthly costs, applying for a loan, and finalizing the purchase is a huge undertaking. The process can be tedious, confusing and downright overwhelming. This is why consulting a real estate professional is in your best interest.

A Realtor can help you in numerous ways. She can hlp you find the house thats right for you, efficiently and quickly. After all, real estate agents devote their professional lives viewing properties, following market trends, negotiating contracts and literally holding transactions together.

Realtors have access to the Multiple Listing Srvice (MLS), which provides information on virtually every home for sale in the market. Through the Multiple Listing Service, local Realtors pool all their inventory together to make your selection of a perfect home more comprehensive. If a Realtor is a member of the local MLS, then she can show you any home available--even those listed by other companies.

In addition, Realtors will show you homes that you can comfortably afford. They have the tools to help to make you understand how much a bank may lend you, and will introduce different loan options to you.

What a Realtor does best is save you time. After you've gone out to see a few properties together, she gets a sense of your likes and dislikes. It sometimes takes a few homes for you to establish these parameters for yourself. Then the Relator can act as a filter for you. You probably know how hard it is to judge a home from one paragraph description in the newspaper. But Realtors are looking at homes all the time. They will know quite well most of the available properties for sale, and will screen new ones for you as they come on the market.

When you are ready to make an offer, a Realtor can assist you. A Realtor will act as an intermediary between you and the seller. When there are negotiations regarding prices, closing dates, contingencies, and other items the Realtor makes sure that all parties come to an agreement.

Once your offer is accepted, you will have a lot to do in a short period of time. A Realtor helps facilitate the closing process by coordinationg with your bank along with any inspectors, appraisers, your insurance representative and the title company. She will keep you on track and organized, so that your home buying experience is a good one.

Using a Realtor to help you find that perfect home is always in your best interest. Talk to several local real estate professionals prior to your search or ask your friend and family who they recommend. Buying property that fits your needs is not easy so it's good to have an expert Realtor in your corner, walking with you on your way to the American Dream, home ownership.